About 228 loan
About 228 loan
Blog Article
The Board testimonials the influence and responsiveness of your bank's Neighborhood progress loans and Group enhancement investments that benefit or provide a Condition, as provided in § 228.15.
When making use of efficiency exams and strategic designs pursuant to paragraph (a) of the segment, and when pinpointing irrespective of whether to approve a strategic approach pursuant to § 228.
indicates, notwithstanding the definition of “little farm” With this part, a loan A part of “loans to smaller farms” as described in Timetable RC-C of the decision Report.
An intermediate lender or a small financial institution for which automobile loans are a product line may well accumulate and keep in a very structure from the bank's picking, which includes within an Digital type prescribed by the Board, right until the completion from the lender's following CRA assessment in which the data are evaluated, the info explained in paragraphs (a)(2)(iii)(A) by way of (F) of this part for every automobile loan originated or acquired from the bank in the analysis time period.
The Board considers info provided by the financial institution and should take into consideration publicly available information and facts and knowledge supplied by authorities or Local community resources that demonstrates that a Neighborhood improvement service Gains or serves a facility-based evaluation area, Point out, or multistate MSA, or perhaps the nationwide spot.
(i) A lender could integrate functionality evaluation parts and accompanying annual measurable objectives For added geographic locations but may not get rid of the evaluation of its performance in almost any geographic area that could be A part of its efficiency analysis within the absence of an accepted program.
For every of a financial institution's facility-centered assessment regions, the Evaluation Space Group Progress Funding Benchmark steps the dollar quantity of community development loans and Group growth investments that advantage or serve the power-based evaluation location for all significant depository institutions in comparison with deposits situated in the facility-centered assessment place for all big depository establishments, calculated pursuant to paragraph II.b of appendix B to this element.
Buys of home finance loan-backed securities in which a greater part from the fundamental loans usually are not loans that the financial institution originated or procured and:
The Board assigns conclusions to a significant lender's or restricted reason lender's functionality within the applicable exams described in paragraph (a) of the area pursuant to § 228.28 and appendix C to this element. The Board assigns conclusions to a small financial institution's or intermediate lender's efficiency over the more info applicable tests explained in paragraph (a) of the segment pursuant to § 228.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
(B) A lender apart from a big lender could include things like a Local community improvement services ingredient and accompanying annual measurable goals in its plan.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
On request, a bank should supply copies, either on paper or in digital variety appropriate to the person producing the request, of the data in its community file. The financial institution could charge an inexpensive price to not exceed the cost of copying and mailing (if not provided in electronic type).
(one) For banking companies that retain a web site, all data required for the bank's general public file less than this portion needs to be preserved about the bank's website.